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About Wow Pera
Wow Pera helps Filipinos overcome financial struggles for a better life.
Wow Pera is your trusted partner for fast and easy cash loans. With no collateral or guarantor required, we offer online loan services to eligible borrowers across the Philippines. Our 24/7 approval process ensures you get the financial support you need, anytime, anywhere.
Our Qualifications
Our Services
1
Convenience: Online operation, no need to travel offline
Users can complete the whole process of registration, authentication, application, signing and disbursement through the mobile phone APP, without the need to go to the bank branch to submit paper materials, saving time and transport costs, and truly achieving the convenient experience of ‘no need to leave the house, borrowing from home’.
2
Efficiency: Approval in as fast as 5 minutes, and prompt payment
Relying on the risk control system and real-time data docking, the platform can complete the credit assessment and give the approval result within 5 minutes, and the funds will arrive at the account in 1 minute at the earliest after passing, so as to satisfy users' urgent financial needs, and the efficiency is far more than that of traditional bank loans in 1-7 working days.
3
Flexibility: Variety of credit limits, terms and repayment options
We offer loan amounts ranging from PHP 2,000.00 to PHP 70,000.00, with flexible borrowing periods from 91 to 365 days. Users can freely customize the loan plan that best suits their individual needs.
4
Low Threshold: Credit Loan-based, covering a wide range of people
You only need to provide basic identity and document information to apply. No collateral or guarantees are required. The service covers a wide range of users, including office workers, self-employed individuals, freelancers, and more.
Our Vision
To be a smart credit partner trusted by users around the world, breaking down financial boundaries
so that everyone can enjoy efficient, transparent and borderless financial services.
Inclusive Finance
Serving groups not covered by traditional banks (18-60 year olds with low to moderate incomes, or in need of emergency funds)
Lowering the credit threshold and addressing financial needs.
Technology Driven
Optimise risk control models using artificial intelligence and other technologies to achieve instant approval and dynamic interest rate pricing.
Provide fully online operation, covering loan application and other scenarios.
User Empowerment
Help users improve their financial health through personalised loan recommendations and credit accumulation tools.
Credit products accurately match living scenarios.
How to Reach Us?
Customer Service
09171084328        09065772483
Email
support@wowperaoffical.com
Operating Hours
9:00AM to 6:00PM from Monday to Sunday
Address
Salcedo Village Brgy. Bel-Air Makati City 1227, Philippines
GET STARTED ON THIS
HOPEFUL LOAN FUNDING
JOURNEY TODAY!
Prompt review and quick disbursement of funds
TREASURE BOWL FINTECH LENDING CORP. is duly registered under the Securities
and Exchange Commission of the Philippines (SEC No.CS201916340 /CA No.3101). 
Our goal is to aid Filipinos in living a better life and securing a brighter future.
© 2025 Treasure Bowl Fintech Lending Corp All Rights Reserved.
Contact Us
Customer Service
09171084328 09065772483
Email
support@wowperaoffical.com
Operating Hours
9:00AM to 6:00PM from Monday to Sunday
Address
Salcedo Village Brgy. Bel-Air Makati City 1227, Philippines
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